With the festive and wedding season around the corner, you may be looking forward to renovating your house or revamping its interiors. To this end, you may have considered borrowing a sizable amount of funding through a home loan. However, since this requires pledging collateral and carrying out asset valuation, obtaining quick access to funds can be a hurdle. Instead, to avail instant finance to enhance and upgrade your home’s interiors and exteriors, consider opting for a home renovation loan from Bajaj Finserv.
Personal loans for home improvement are collateral-free offerings that you can get without pledging security or keeping a guarantor. Thus, they are one of the best resources when you’re seeking instant finance. Take a look at how this loan lends itself well to home improvement.
Make the most of festive deals with swift approval
Whether you’re renovating your home for New Year or a family wedding, quick approval is key to executing improvements and enhancements without delay. Fortunately, with a Bajaj Finserv Personal Loan for Home Renovation, you can get your online loan application approved within 5 minutes and have the entire sanction disbursed to your account within 24 hours. Instant finance also allows you to grab hold of the unbelievable price cuts offered by vendors during the festive season.
Upgrade the interiors and exteriors of your home with a large principal
Whether you want to redo your upholstery and flooring, replace the patio or landscape the garden, with Bajaj Finserv, you get access to a sum of up to Rs.25 lakh to do all that you wish to. The NBFC also offers competitive home renovation loan interest rates, thus allowing you to keep your spending within limits. Further, apart from the cost-effective personal loan interest rates, you also benefit from a collateral-free sanction. So, from purchasing antique showpieces to repainting your home and building a garage, you can do it all by availing this high-value loan on simple terms.
Manage major renovations conveniently with a flexible tenor
Major revamps demand a significant amount of money. Thankfully, with the Bajaj Finserv Personal Loan for Home Renovation, you can repay a large amount via manageable EMIs, spaced out over a tenor of up to 60 months. Here, choosing a long tenor can help you lower each EMI and make repayment stress-free. You can also take the help of a personal loan repayment calculator to know your exact amount.
Tend to ad hoc spends with the Flexi Loan facility
While renovating your home it is common to face expenses that you have not accounted for at the planning stage. These ad hoc, additional expenses may include extra décor requirements, urgent plumbing work or even supplementary building material. To help you cater to such costs, Bajaj Finserv offers a Flexi Personal Loan.
Here, you can borrow from your sanction as many times as you wish to without having to make fresh applications and you are charged interest only on the amount withdrawn. This saves you from paying excessive interest and allows you to enjoy better financial flexibility. With this facility, you can lower your EMIs by up to 45%.
Now that you know how you can enhance your home’s comfort and market value with instant finance for your home renovation from a personal loan and don’t forget to check your pre-approved offer before you apply. This customised deal streamlines the application process, helping you get the funds you need for home renovation in an expedited manner.